Actual
Local-first personal finance tool based on zero-sum budgeting, supporting synchronization across devices, custom rules, manual transaction importing (from QIF, OFX, and QFX files), and optional automatic synchronization with many banks.
High commit volume, frequent releases and growing activity.
Commit activity more than 85% of tracked projects; popularity more than 91%. How this is calculated.
Commits, last 11 months
| Stars | 29k |
|---|---|
| Latest release | v26.9.0 · 1 Sept 2026 |
| Repo updated | 27 Sept 2026 |
| Licence | MIT |
| Built with | Nodejs, Docker |
Is Actual actively maintained?
Development is ongoing. The repository recorded 1398 commits over the same window, and the last three months alone account for 342 of them.
The most recent tagged release, v26.9.0, shipped within the last month — a current, installable version exists today.
Of the 43 projects we track in Money, Budgeting & Management, Actual ranks #5 by health score — in the top quarter of its category.
What Actual actually does
Actual is a self-hosted personal finance application that uses a zero-sum budgeting model to help you manage your money. It supports manual transaction imports alongside optional automatic bank synchronization and device syncing.
Best fit: It suits individuals wanting local-first control over their personal budgeting data without relying on third-party cloud services.
Worth knowing: Setting up automatic bank synchronization can require external configuration and API integrations depending on your financial institutions.
Deployment notes
As a Docker-based Node.js application, you will typically need to configure persistent volume storage for your financial data and place it behind a reverse proxy to handle TLS.
Links
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