Actual vs Ghostfolio

Both are self-hosted money, budgeting & management projects. This page compares how well each one is actually maintained — the part you cannot see from a feature list.

Ghostfolio scores 90 against Actual's 85, putting it slightly ahead on the strength of a stronger recent trend. That measures project health, not feature fit — Actual may still be the right choice if it does what you need.
ActualGhostfolio
Health score 85/100 90/100
Commits (11 mo) 1398 1416
Commits (last 3 mo) 342 651
Stars 29k 9.4k
Latest release 1 Sept 2026 27 Sept 2026
Licence MIT AGPL-3.0
Built with Nodejs, Docker Docker, Nodejs
Typical RAM 2 GB 1 GB

Actual

Local-first personal finance tool based on zero-sum budgeting, supporting synchronization across devices, custom rules, manual transaction importing (from QIF, OFX, and QFX files), and optional automatic synchronization with many banks.

85/100
Thriving

High commit volume, frequent releases and growing activity.

Maintenance 34/40
Releases 25/25
Community 18/20
Momentum 8/15

Commit activity more than 85% of tracked projects; popularity more than 91%. How this is calculated.

Commits, last 11 months

2025-10: 106 commits 2025-11: 123 commits 2025-12: 110 commits 2026-01: 136 commits 2026-02: 117 commits 2026-03: 118 commits 2026-04: 182 commits 2026-05: 164 commits 2026-06: 165 commits 2026-07: 88 commits 2026-08: 89 commits

Ghostfolio

Wealth management software to keep track of stocks, ETFs and cryptocurrencies.

90/100
Thriving

High commit volume, frequent releases and growing activity.

Maintenance 34/40
Releases 25/25
Community 16/20
Momentum 15/15

Commit activity more than 85% of tracked projects; popularity more than 78%. How this is calculated.

Commits, last 11 months

2025-10: 134 commits 2025-11: 84 commits 2025-12: 63 commits 2026-01: 79 commits 2026-02: 86 commits 2026-03: 131 commits 2026-04: 88 commits 2026-05: 100 commits 2026-06: 159 commits 2026-07: 246 commits 2026-08: 246 commits

How to read this

Everything above is measured, not opinion: commit counts and release dates come from the public repositories, and the health score ranks each project against all 1352 projects we track. Read the full method.

What this comparison deliberately does not do is tell you which has the better feature set. Maintenance health tells you which project will still be receiving security fixes in two years. Decide that first, then compare features on the projects that survive the filter.

See every option in this category: self-hosted money, budgeting & management.