Actual vs HyperSwitch

Both are self-hosted money, budgeting & management projects. This page compares how well each one is actually maintained — the part you cannot see from a feature list.

HyperSwitch scores 95 against Actual's 85, putting it ahead on the strength of a stronger recent trend. That measures project health, not feature fit — Actual may still be the right choice if it does what you need.
ActualHyperSwitch
Health score 85/100 95/100
Commits (11 mo) 1398 2054
Commits (last 3 mo) 342 620
Stars 29k 45k
Latest release 1 Sept 2026 24 Aug 2026
Licence MIT Apache-2.0
Built with Nodejs, Docker Docker, Rust
Typical RAM 2 GB 2 GB

Actual

Local-first personal finance tool based on zero-sum budgeting, supporting synchronization across devices, custom rules, manual transaction importing (from QIF, OFX, and QFX files), and optional automatic synchronization with many banks.

85/100
Thriving

High commit volume, frequent releases and growing activity.

Maintenance 34/40
Releases 25/25
Community 18/20
Momentum 8/15

Commit activity more than 85% of tracked projects; popularity more than 91%. How this is calculated.

Commits, last 11 months

2025-10: 106 commits 2025-11: 123 commits 2025-12: 110 commits 2026-01: 136 commits 2026-02: 117 commits 2026-03: 118 commits 2026-04: 182 commits 2026-05: 164 commits 2026-06: 165 commits 2026-07: 88 commits 2026-08: 89 commits

HyperSwitch

Payment switch to make payments fast, reliable and affordable. Connect with multiple payment processors and route traffic effortlessly, all with a single API integration.

95/100
Thriving

High commit volume, frequent releases and growing activity.

Maintenance 36/40
Releases 25/25
Community 19/20
Momentum 15/15

Commit activity more than 90% of tracked projects; popularity more than 96%. How this is calculated.

Commits, last 11 months

2025-10: 193 commits 2025-11: 220 commits 2025-12: 187 commits 2026-01: 184 commits 2026-02: 158 commits 2026-03: 152 commits 2026-04: 161 commits 2026-05: 179 commits 2026-06: 202 commits 2026-07: 232 commits 2026-08: 186 commits

How to read this

Everything above is measured, not opinion: commit counts and release dates come from the public repositories, and the health score ranks each project against all 1352 projects we track. Read the full method.

What this comparison deliberately does not do is tell you which has the better feature set. Maintenance health tells you which project will still be receiving security fixes in two years. Decide that first, then compare features on the projects that survive the filter.

See every option in this category: self-hosted money, budgeting & management.